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US5600114: Remote unmanned banking center

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Filing Information

Inventor(s) Scott R. Dunlap · Annette B. Montante ·
Assignee(s) Facilities Engineering and Design Consultants, Inc. ·
Attorney/Agent(s) Caesar, Rivise, Bernstein, Cohen & Pokotilow, Ltd. ·
Primary Examiner Donald T. Hajec ·
Assistant Examiner Thien Minh Le ·
Application Number US8531746
Filing date 09/21/1995
Issue date 02/04/1997
Predicted expiration date 09/21/2015
U.S. Classifications 235/379  · 902/35  ·
International Classifications G06F 1760  ·
Kind CodeA
International Classifications 235375;379;380 ·
10 Claims, No Drawings


Abstract

A unmanned banking center for location within a building. The banking center is remote from a central banking facility, but is electronically coupled thereto to convey data therebetween. The unmanned center is arranged to have patrons come to it to conduct various transactions typically done at a conventional bank branch and includes a master computer, flooring, plural pivotable seats, and first, second, and third transaction stations. The first station is a kiosk-like enclosure containing a automated teller machine. The second station comprises plural baffled wall sections, each mounting a respective telephone. The third station houses a video monitor and an interactive video terminal. The telephones are connected to master computer, which in turn is connected by modem to the main computer system of the financial institution operating the remote banking center. Respective swingable stools are permanently mounted immediately adjacent respective ones of the baffled wall sections and the interactive video terminal, to enable the patrons to use the telephones and/or the terminal to acquire financial information therefrom. The flooring is of a distinctive appearance to establish a directional line toward the first station and generally along the second and third stations so that patrons may queue up along that line for access to the automated teller machine, to the telephones, or to the interactive video terminal. The video monitor of the third station continuously displays an informational video which is viewable by the patrons in the queue.

Independent Claims | See all claims (10)

  1. 1. A remote unmanned banking center for location within a building having a floor, said banking center comprising a master computer, floor covering means, plural seats, a first transaction station, a second transaction station, and a third transaction station, said first station comprising a kiosk containing a automated teller machine, said second station comprising a wall with plural telephones mounted thereon, said third station comprising a housing in which a video monitor is located, said wall comprising plural, angularly oriented wall sections disposed sequentially immediately between said kiosk and said third station, with each of said wall sections having an associated telephone mounted thereon, said telephones being connected to said main computer for providing financial information, respective ones of said plural seats being permanently mounted immediately adjacent respective ones of said wall sections, said video monitor being arranged to continuously display an informational video, said floor covering means being fixedly mounted on the floor of the building for establishing a directional line toward said first transaction station and along said wall so that plural patrons of the remote banking center may queue up along that line to said first station, and wherein the patrons in the queue can readily view said video monitor while waiting for access to said automated teller machine and/or said telephones, each of said seats being arranged to have a person seated thereon so that said person can use the telephone to access said master computer to receive information therefrom.

References Cited

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Foreign Patent Documents

Document NumberAssigneesInventorsIssue/Pub Date
JP0049663Mar 1984

Referenced By

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