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1-10 of 777 patent results

Efficient internet service cost recovery system and method

U.S. Application | Pub No. US20010037311 | Filed: 02/16/2001 | Published: 11/01/2001
Inventor(s): Douglas Barnes + 1
The invention provides a distributed architecture where each portion of published content may be divided into numerous (i.e., hundreds or thousands) of small fragments, and scattered amongst the pe...

System with portable terminal and data media connectable therewith

U.S. Patent US6049788 | Filed: 05/23/1997 | Issued: 04/11/2000
Inventor(s): Juergen Dethloff | Agent(s): Notaro & Michalos P.C. | Examiner(s): Salvatore Cangialosi
Portable data media are known of which many have the uniform format of a standardized credit card and which are used in different ways for monetary transactions, preferably for the cash-less paymen...

Anonymous certified delivery

U.S. Patent US6076078 | Filed: 02/14/1997 | Issued: 06/13/2000
Assignee(s): Carnegie Mellon University | Inventor(s): Linda Jean Camp + 2 | Agent(s): Kirkpatrick & Lockhart LLP | Examiner(s): Tod R. Swann
A number of fault-tolerant methods for purchasing digital goods with a digital token over a network in which the token's value resides either with a customer or a merchant are disclosed. One versio...

Self-contained payment system with circulating digital vouchers

U.S. Patent US6205435 | Filed: 12/08/1999 | Issued: 03/20/2001
Assignee(s): Peter Biffar | Inventor(s): Peter Biffar | Agent(s): Michael A. Glenn | Examiner(s): Eric W. Stamber
A self-contained payment system uses circulating digital vouchers for the transfer of value. The system creates and transfers digital vouchers. A digital voucher has an identifying element and a dy...

Electronic ticket system, collecting terminal, service providing terminal, user terminal, electronic ticket collecting method and recording medium

U.S. Patent US6260027 | Filed: 10/20/1998 | Issued: 07/10/2001
Assignee(s): NTT Data Corporation + 1 | Inventor(s): Yoshio Takahashi + 1 | Agent(s): Baker & McKenzie | Examiner(s): Tod R. Swann
A collecting agency supplies a collecting agency name and a money bag number to a service providing terminal. In response to dealing requests from user terminals, the service providing terminal sen...

System for facilitating a transaction

U.S. Application | Pub No. US20010034720 | Filed: 03/07/2001 | Published: 10/25/2001
Inventor(s): David Armes
The present invention provides a system and method for facilitating a transaction using a secondary transaction number that is associated with a cardholders primary account. The cardholder provides...

Network transaction system for minimizing software requirements on client computers

U.S. Application | Pub No. US20010042051 | Filed: 06/26/1998 | Published: 11/15/2001
Inventor(s): JOHN A. SWEET + 2
A method and apparatus for conducting a transaction over a network is disclosed. The method may include the steps of: using a consumer client to interact with a merchant system; sending a first req...

Method and apparatus for improved financial instrument processing

U.S. Application | Pub No. US20010032192 | Filed: 12/11/2000 | Published: 10/18/2001
Inventor(s): Sudhakar Durairaj + 3
A method and apparatus are provided for issuing secondary programmable account numbers (SPANs) to a customer or customer-designated party, each of which SPANs is associated with a customer primary ...

Apparatus and method for secure transacting

U.S. Patent US6122625 | Filed: 02/18/1998 | Issued: 09/19/2000
Assignee(s): N.A. Citibank | Inventor(s): Sholom S. Rosen | Agent(s): Morgan & Finnegan, LLP | Examiner(s): James P. Trammell
An improved monetary system using electronic media to exchange economic value securely and reliably. The invention provides a complete monetary system having electronic money that is interchangeabl...

Smart card mechanism and method for obtaining electronic tickets for goods services over an open communications link

U.S. Patent US6192349 | Filed: 09/28/1998 | Issued: 02/20/2001
Assignee(s): International Business Machines Corporation | Inventor(s): Dirk Husemann + 1 | Agent(s): James E. Murray | Examiner(s): Eric W. Stamber
A smart card, (a type of credit card containing storage capacity and processing ability preferably in the form of a microprocessor), is used to store an electronic ticket provided from the service ...